Tobbe or not tobbe

Let us assume the following

You are an experienced investor and you decide to invest in four famous funds in the world

25% is invested in BNP-OBAM : NL0006294035 (shares large caps worldwide)

25% is invested in Skagen Global : NO0008004009 (shares large caps worldwide)

25% is invested in Carmignac Inv : FR0010148981 (shares large caps worldwide)

25% is invested in Pimco HY Bonds : IE0002460974 (bonds world wide)

Inception date January 1, 2003 

The yield per June 30, 2012 will be: 138,7% or  9,6% compounded return.

In 30 years with a monthly saving of Euro 500 your endresult will be Euro 1.043.886

Alternatively

You are NOT an experienced investor and living in Holland; you are investing by your broker's choice in using the ratings given on each of the AEX companies by  the OK-Score Institute 

The yield per June 30, 2012 will be: 156,9% or  10,4% compounded return.

In 30 years with a monthly saving op Euro 500 your endresult will be Euro 1.253.196 

Finally :

You are NOT an experienced investor, anywhere in the world and  you are investing by your broker's choice in using the ratings given on each of the S&P 100 companies by  the OK-Score Institute

 

The yield per June 30, 2012 will be: 361,2% or  17,5% compounded return

In 30 years with a monthly saving of Euro 500, your endresult wil be Euro 6.285.273

The option is yours or alternatively you also might do it yourself. Just check your own results on that period.

NB : With a saving of 1000 Euro your difference is approx. Euro 10.000.000